Are you one of the many Americans getting ready to go to college? If so, you've probably seen how quickly expenses can add up. No matter whether you're enrolling in a community or technical college, or crossing the country to go to an Ivy League school, you'll see hefty price tags. To help cover all these costs, use Astrive student loans for college.
Astrive student loans aren't like most other types of student loans - and they're a much safer choice than trying to use credit cards to pay for your education. Unlike many student loans, whose providers say that they can only be used to pay for tuition, your Astrive student loan is flexible enough to meet your individual needs as you cover college expenses.
Of course, you can use your Astrive loan towards the cost of tuition, but you can also use it to pay for room and board. This is more freedom than many companies give you. But Astrive lets you use your loan every more freely. For example, here are some ways to use your loan.
If you're attending a school located far from your permanent home, you'll be pleased to discover that your loan can be used to cover the cost of travel between these two places. Similarly, if you want to take a semester or year to immerse yourself in a different culture, your Astrive loan will cover the cost of studying abroad. If you need computers or accessories, this loan can be used. And there's an extra bonus for students majoring in the sciences: your loan can even be used for lab fees!
Another benefit of the Astrive loan is that you can apply for exactly how much you need. There is a minimum application level of $1,500 each year, and you can request any amount from this baseline up to $40,000 annually! Although there is a lifetime borrowing cap of $130,000, this won't affect most students who finish their degree in four years.
The application process is easy, and it can take as little as 15 minutes to be preliminarily approved. Fill out the online application and documents you'll be emailed. If your loan is approved, your check will be prepared and sent directly to you. Sometimes, this can be as quick as one week. Having a co-signer can increase your chances of approval.
To qualify for the Astrive loan, you must meet some eligibility criteria. You must be a US citizen, or have lived in the United States for the last two consecutive years. You must be at least 18 years of age, or, if you use a co-signer, you can be 17. You also need to have accumulated at least 21 months of credit history and have a good credit rating.
Astrive suggests that you start with federal funding options to pay for college. But you'll probably need supplementary funds, and the best source of these is Astrive student loans for college.
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